CONVERSATION
The first step is crucial and sets the stage for your home buying experience. You and your loan officer will discuss your short and long-term financial goals so we can customize a loan strategy fit for you and your family. APPLICATION The goal of completing an application is to gather as much information possible so your loan officer can determine all the loan programs available for you. PREQUALIFICATION At this stage, your loan officer will share how much home you can afford, what your monthly payment will be, and how much money you will need at closing. DOCUMENTS This is where we need your help! Submitting your income and asset documentation upfront allows us to fly through the underwriting process. FOUND A HOME Once you find a home and the seller accepts your offer, we’ll order an appraisal and begin processing and underwrite your loan. FINAL APPROVAL The underwriter reviews the appraisal, and your income/asset documents to verify you meet all the conditions for final approval. CLOSING DAY Our in-house closing department works with Escrow to assemble the final paperwork. Everything we do leading up to this point ensures a smooth and exciting experience. We want you to enjoy this moment as you receive the keys to your new home! |
Begin your home loan process today! We are standing by.
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Guild Mortgage Company; Equal Housing Opportunity; AZ BK #0018883; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender; Rhode Island Licensed Third-Party Loan Servicer; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.
All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice. Guild Mortgage Company is an Equal Opportunity Employer. Guild Mortgage Company 5887 Copley Drive, Floors 1, 3, 4, 5, 6, San Diego, CA 92111; For more licensing information, please visit www.guildmortgage.com/licensing. Terms of Use | Privacy Policy | Licensing Equal Housing Lender | Corp NMLS #3274 |
Contact Us
Kona Branch Kailua Kona, Hawaii, 96740 Phone: (808) 896-3208 Christina@ChristinaAlvestheLender.com Location
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